What Is Home Co-Ownership And How Exactly Does It Work?

 

Home co-ownership also referred to as fractional ownership is an investment strategy that allows multiple individuals to collectively share ownership of an asset, such as real estate. Each owner purchases a fraction or share of the asset, which grants them a proportional stake in the benefits, responsibilities, and potential income generated by the asset. 

 

The GRAATIFY model of co-ownership specializes in vacation properties, dividing ownership into shares. Each investor owns a portion of the property and is entitled to several benefits, such as a share of any rental income (if the property is rented out), potential appreciation in the property’s value, and the right to use the home for a set number of weeks each year. A property management company oversees the daily operations of the home, making it a hands-off investment for the owners.

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This structure provides a flexible and affordable entry point into fractional real estate investing, with professional management handling the logistics, while investors share both the financial rewards and operational responsibilities.